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| Online Credit Card |
Online Credit Card - The Benefit
Commerce & technology, combined as a package this is what online credit card are.
With the advent of net, the knowledge & communication barriers were broken. Also, with net, came the idea of e-shops or virtual shops that existed only on the net. You could shop at these shops by making use of their online credit card payment-acceptance ability. One time the net credit card payments were verified & approved, the goods got delivered to your door. This is what they call convenience at its best.
With increasingly e-shops getting setup everyday, online credit card usage is becoming even more popular. The chance of receiving online credit card payments has given a new dimension to shopping. Now, you can not only shop from the comfort of your home, you may even get discounts on these products. This is wonderful. No require to bother about the weather, no require to worry about the traffic jams or any other thing. go to an e-shop, select a product, make use of their online credit card payment-acceptance facility to make the payment & be prepared to get the goods at your doorstep. With online credit card processing facility, beginning a business (an online business) has become unbelievably simple.
Online Credit card - Safety Usage
So, the advent of online credit card usage facility is a boon to us. However, you must exercise caution when making online credit card payments e.g. don't access your bank accounts or make online credit card payments from net cafes (unless you are absolutely positive about the credentials of the net cafe). However, there is nothing without pitfalls. The pitfalls of online credit card usage is the chance of online credit card fraud. This online credit card fraud can happen in ways. The first is related to the company, on whose net site you made online credit card payment for purchase of goods; this company itself could be fraudulent i.e. it could take the net credit card payment from you but not deliver the goods to you. Moreover, they could use the details of your credit card (received through the filling up of online credit card payment form by you) for fraudulent purposes. The second type of fraud is committed by fraudsters who use various softwares/devices to capture the details of online credit card payments (as you enter them on the net credit card payment kind of a web-site). These softwares are popularly known as adware & these fraudsters as online spies. The adware works by capturing keystrokes or taking screenshots of whatever you do on your computer & then passes it on to the spy. However, there's anti-spyware softwares available which can be used to counter such adware.
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